Cancer Treatment Insurance
Cancer Treatment Insurance coverage is designed to give you some peace of mind should you find yourself being diagnosed with a covered form of cancer in the future.
Hospital stays, surgeries, chemotherapy and radiation treatments can be very expensive. Your existing medical coverage may not cover a large part of the costs or you may not be covered by a major medical plan at the time of diagnosis.
A Cancer Treatment Insurance Policy provides benefits for covered cancer treatment costs. And helps pay for other out-of-pocket expenses related to your care, including childcare, transportation and lodging expenses. If you are diagnosed with cancer, the costs could add up quickly. You may not have money set aside to cover these expenses.
That’s why having cancer treatment insurance makes good financial sense.
Cancer Treatment Insurance is not meant to replace any existing medical coverage; it is designed to cover the costs not covered by your major medical insurance. While we all would hope to have good medical insurance coverage, this is unfortunately not an option for millions of American’s who are unemployed, or employed by firms unable or unwilling to provide medical coverage.
If you are earning a living, you most likely earn too much to qualify for Medicaid or you may possibly fall into the income range where the Health Insurance Marketplace won’t provide you much in tax credits to offset the high cost of health insurance. Cancer Treatment insurance is just one of the ways to enjoy some help with medical costs in the case of an unfortunate diagnosis of cancer sometime in the future.
If you find yourself needing medical coverage and either can’t afford the current rates or you have missed the annual enrollment period, you should also consider Short term health insurance coverage, hospital indemnity coverage and gap insurance which can include coverage for critical health issues such as cancer, heart attack, stroke, kidney failure and other serious conditions that could arise during times you find yourself without major medical coverage.
Contact me to learn about insurance coverage that fits your needs and budget. There is no obligation and I am happy to research a wide-range of options for you.