Eventually we all need to wear glasses or contacts.
The cost of glasses and contacts has risen a great deal and the important technological improvements are all treated as optional features or lens enhancements. Your vision plan should cover an annual comprehensive eye exam, frames or contacts, and lens enhancements.
Vision insurance can be purchased as standalone policy, but it is frequently bundled with dental or both dental and hearing aid coverage for senior citizens.
If you only buy the lowest cost lenses and frames, there isn’t much reason to purchase vision coverage. If you enjoy the more stylish frames, the thinner lightweight lenses, and the benefits of progressive lenses, transitional tinting, scratch resistance, anti-glare, impact resistance, and UV protection, then vision coverage can be good value as it saves you more than the cost of the insurance.
If it is important that you keep your current or preferred eye doctor and eyewear retailer, it is important to check if they accept the coverage you are considering.
If you would like to learn more about vision coverage or to receive a quote, just give me a call or contact me via this website.
Medicare Self Help LLC